Mortgages for Russian clients have been difficult for some time. Now Russian-owned Sberbank are finally doing what was assumed when they entered the market: Provide mortgages to Russian nationals.
The terms are fairly straightforward: Maximum LTV is 50% and the clients must prove their income; the rest is standard application practice.
Sberank will use their Russian office to verify information given by clients.
There are other options for Russian clients in Czech Republic, including WPB Capital and the Evropsko-Ruska Banka. The key difference with Sberbank is the interest rate, which remains standard and much lower than with these other options.